Mortgage Underwriter (BTL)

Up to £48,000 plus EXCELLENT bonus and benefits

Hybrid Working Available!

A fantastic opportunity has arisen for an experienced Underwriter to join the Buy to Let mortgages department at a leading specialist Property Lending bank based in the City of London. You will be responsible for evaluating and approving mortgage applications (including first and second charge), for a range of lending products, with a focus on BTL

Duties of the Buy to Let Mortgage Underwriter:

• Conduct thorough underwriting of residential and buy-to-let mortgage applications.
• Apply sound judgment to make lending decisions, adhering to credit risk policies and individual lending mandates.
• Evaluate applications with a focus on the customer's overall financial situation and needs, ensuring suitable lending outcomes.
• Efficiently manage new applications, postal correspondence, and pre-submission referrals within established service level agreements.
• Proactively manage an assigned portfolio of mortgage applications from initial receipt through to completion.
• Develop and maintain strong relationships with a network of approved introducers, providing prompt and accurate underwriting assessments.
• Maintain strict adherence to internal underwriting guidelines and all relevant regulatory requirements, including FCA, PRA, anti-money laundering, financial crime prevention, and data protection.
• Cultivate and strengthen positive business relationships with a designated panel of introducers.

Requirements for the successful Buy to Let Mortgage Underwriter:

• Previous experience within underwriting and / or credit exposure within the BTL / Portfolio BTL market
• Experience liaising with Introducers and external customers
• Currently holding a lending mandate (desirable)
• CeMAP Qualified highly desirable
• Understanding and experience of the regulatory environment

What’s in it for you:

• 26 days holiday with 2 wellbeing days and opportunity to purchase more annual leave
• Hybrid Working offering you the ability to balance your work and home life
• Private Medical Insurance
• Excellent career development opportunities and sponsorship of relevant qualifications
• And MUCH MORE

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.